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First Time Home Buyer Programs

First-time homebuyers in Florida who need help buying a home have a place to turn to. The Florida Housing Finance Corporation, known simply as Florida Housing, offers several down payment and closing cost assistance programs to help you buy your first home.

Florida Housing programs are available to first-time homebuyers — or anyone who hasn’t owned and occupied a home in three years. Activity military members, qualified veterans and anyone purchasing in a federally designated targeted area may also be eligible. A “targeted area” is a neighborhood, block or street where 70 percent or more of households earn 80 percent or less of the statewide median income, as determined by the U.S. Department of Housing and Urban Development.

We’ve compiled a list of 8 first-time homebuyer programs that should be on your radar.
* Fannie Mae Standard 97% LTV loan.
* Fannie Mae HomeReady loan.
* Freddie Mac Home One loan.
* Freddie Mac Home Possible loan.
* FHA loan.
* HUD’s Good Neighbor Next Door program.
* VA loan.
* USDA loan.

Call us today at 904-269-7253 and we can help you start the process of becoming a FIRST TIME HOME BUYER